*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:#17231e;background:#fbfcfa;line-height:1.7}a{color:#126147}header{position:sticky;top:0;z-index:20;background:#fbfcfaf2;border-bottom:1px solid #dce5df;backdrop-filter:blur(12px)}.wrap{max-width:1120px;margin:auto;padding:0 22px}.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:850;color:#10261d;text-decoration:none;font-size:1.15rem}.brand b{color:#b96822}.links{display:flex;gap:17px;align-items:center}.links a{text-decoration:none;color:#31443b;font-size:.9rem}.hero{padding:74px 0 46px;background:linear-gradient(135deg,#eef6f0,#fbf4e9)}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:.74rem;color:#955419}.hero h1{font-size:clamp(2.35rem,6vw,4.7rem);line-height:1.03;max-width:900px;margin:.22em 0}.lead{font-size:1.16rem;max-width:760px;color:#44554d}.btn{display:inline-block;background:#145d45;color:#fff!important;text-decoration:none;font-weight:800;padding:14px 20px;border-radius:10px;margin:8px 8px 8px 0}.btn.alt{background:#fff;color:#145d45!important;border:1px solid #b9cdc3}.notice{border-left:4px solid #b96822;background:#fff8ed;padding:14px 18px;margin:25px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{display:block;background:#fff;border:1px solid #dfe7e2;border-radius:16px;padding:22px;box-shadow:0 8px 28px #18382b0a;text-decoration:none;color:#17231e}.card h3{margin:.3rem 0}.section{padding:52px 0}.article{max-width:790px}.article h2{margin-top:2.05em;font-size:1.7rem;line-height:1.25}.article h3{margin-top:1.7em}.crumb{font-size:.84rem;margin-bottom:18px;color:#617269}.money{border:1px solid #e3c7a7;background:#fffaf3;border-radius:16px;padding:22px;margin:30px 0}.source{font-size:.88rem;color:#58675f}.footer{background:#10261d;color:#dce7e1;padding:40px 0;margin-top:60px}.footer a{color:#dce7e1}.fine{font-size:.78rem;color:#6b746f}.footer .fine{color:#aebdb5}.tag{display:inline-block;background:#eaf3ee;padding:5px 9px;border-radius:99px;font-size:.74rem;font-weight:800;color:#145d45}.path{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin:20px 0}.path span{padding:8px 11px;background:#eef4f0;border-radius:9px}.modal-bg{display:none;position:fixed;inset:0;background:#08140ed9;z-index:100;align-items:center;justify-content:center;padding:18px}.modal{background:#fff;border-radius:20px;max-width:560px;padding:34px;position:relative;box-shadow:0 30px 90px #0008}.modal h2{font-size:2rem;line-height:1.12;margin:.2em 0}.close{position:absolute;right:13px;top:8px;border:0;background:transparent;font-size:30px;cursor:pointer;color:#273a31}.modal-note{padding-top:8px;border-top:1px solid #e6ebe8;margin-top:10px}@media(max-width:820px){.links{display:none}.grid{grid-template-columns:1fr}.hero{padding-top:52px}.hero h1{font-size:2.55rem}.modal{padding:28px 22px}}